Terms of Conditions

1. Acceptance of Terms

These Terms of Conditions ("Terms") govern your access to and use of any website, funnel, course, membership, community, coaching program, or service offered under Nava Consulting LLC and its brands. By accessing or using any of these Services, purchasing any product, booking a call, or joining any community, you agree to be bound by these Terms. If you do not agree, do not use the Services.

2. Scope & Entities

These Terms are issued by Nava Consulting LLC, a Wyoming limited liability company with a registered address at 5830 E. 2nd Street, Casper, WY 82609 ("Nava Consulting," "the Company," "we," "us," or "our"), the parent company operating Beyond Commissions™, Real Estate Hive Co, and Laura Navaquin (collectively, "the Brands"). These Terms apply uniformly across all Brand properties unless a specific offering document (such as a syndication subscription agreement) states otherwise for that specific transaction.

3. Eligibility

Our Services are intended for individuals who are at least 18 years of age and located in the United States. By using our Services, you represent that you meet these requirements. We do not knowingly offer our Services to anyone under 18.

4. Description of Services

Depending on the Brand, our Services may include: educational courses (such as the OPM Entry Course and the Active Investor Framework), a membership community (Real Estate Hive), 1:1 coaching, free assessments and educational content, and access to syndication or joint venture investment opportunities. Syndication and joint venture opportunities are separate, deal-specific transactions governed by their own offering documents and are not automatically included with any course or membership purchase.

5. No Financial, Investment, Legal, or Tax Advice

6. Income & Results Disclaimer

Results discussed or referenced through our Services, including any results achieved by us or by other students, clients, or members, are not typical and are not guaranteed. Results are possible and have been achieved by some individuals, but your personal results will depend on a variety of factors specific to you, including your effort, execution, market conditions, financial situation, and other circumstances outside of our control. Nothing in our Services should be interpreted as a promise or guarantee of any particular financial outcome.

7. Investment Disclaimer

8. Payments & Purchases

All payments are processed securely through Stripe. Prices are listed in U.S. dollars unless otherwise stated. By making a purchase, you authorize us (via our payment processor) to charge your chosen payment method for the amount indicated at checkout.

9. All Sales Final

Due to the nature of the digital products and services we provide, all sales are final and non-refundable, except where required by law. Once access to course materials, community platforms, or other digital content has been granted, we are unable to control or retrieve any information, materials, or data a purchaser has viewed, downloaded, or retained, which is why we do not offer refunds after access has been provided. Please review all product details carefully, or contact us with questions, before completing a purchase.

10. Access & License Grant

Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the applicable course materials or membership content for your own personal, non-commercial use. You may not reproduce, distribute, resell, share your login credentials, or publicly post any course materials, templates, scripts, or other proprietary content without our prior written consent. We reserve the right to revoke access for any violation of these Terms.

11. Community & Membership Conduct

If you participate in any community or membership associated with our Brands, you agree to engage respectfully with other members, and not to use the community to solicit other members for unrelated business purposes without permission. We reserve the right to remove any member from a community, at our discretion, for conduct that violates these Terms or is otherwise disruptive or harmful to the community.

12. Booking Calls & Coaching

When you book a call with us, you agree to attend as scheduled. Repeated no-shows without advance notice may result in your contact being blocked from future bookings, as described at the time of booking. Nothing discussed on a booking call constitutes a binding offer or agreement unless and until confirmed in writing and, where applicable, formalized through separate signed documentation.

13. Email & SMS Communications

By providing your email address or phone number, you consent to receive communications from us, including transactional messages, appointment reminders, and marketing communications via email and/or SMS where you have opted in. Message and data rates may apply to SMS communications. You may opt out of marketing communications at any time as described in our Privacy Policy.

14. Referrals & User Submissions

If you refer a third party to us, you represent that you have their permission to share their contact information with us for the purpose of us reaching out to them. We make no guarantee regarding the outcome of any referral, and referral programs, if any, may be modified or discontinued at our discretion.

15. Intellectual Property

All content provided through our Services — including course materials, curricula, templates, scripts, branding, logos, and the Beyond Commissions™ mark — is the property of Nava Consulting LLC or its licensors, and is protected by applicable intellectual property laws. Nothing in these Terms transfers ownership of any intellectual property to you beyond the limited license described in Section 10.

16. Third-Party Links & Services

Our Services may include links to or integrations with third-party platforms, including payment processors, scheduling tools, social media platforms, podcast hosts, and retail sites. We are not responsible for the content, policies, or practices of any third-party service.

17. Disclaimer of Warranties

Our Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our Services will be uninterrupted, error-free, or free of harmful components.

18. Limitation of Liability

To the fullest extent permitted by law, Nava Consulting LLC, its Brands, owners, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of our Services. Our total liability for any claim arising from these Terms or your use of our Services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

19. Indemnification

You agree to indemnify and hold harmless Nava Consulting LLC and its Brands, owners, employees, and contractors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of our Services, your violation of these Terms, or your violation of any rights of a third party.

20. Dispute Resolution — Arbitration & Class Action Waiver

Agreement to Arbitrate. You and Nava Consulting LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of our Services will be resolved through binding individual arbitration, rather than in court, except that either party may bring an individual action in small claims court.

Class Action Waiver. You and Nava Consulting LLC agree that any arbitration or proceeding will be conducted only on an individual basis, and not as a class, collective, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Right to Opt Out. You may opt out of this arbitration agreement by sending written notice to [email protected] within thirty (30) days of first accepting these Terms. Your notice must include your name and a clear statement that you wish to opt out of arbitration. If you opt out, this arbitration provision will not apply to you, but all other provisions of these Terms will remain in effect.

This arbitration provision is governed by the Federal Arbitration Act. If any part of this section is found unenforceable, the remainder shall remain in effect to the fullest extent possible.

21. Governing Law & Venue

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of law principles. Subject to Section 20, any dispute not subject to arbitration shall be brought exclusively in the state or federal courts located in Wyoming.

22. General Provisions

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with any applicable offering documents for specific transactions, constitute the entire agreement between you and Nava Consulting LLC regarding your use of our Services.

23. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.

24. Contact Us

If you have questions about these Terms, please contact the relevant brand directly: